Cedar Realty Trust Inc. has announced a new credit agreement, effective August 15, 2025, involving its subsidiary, Cedar Realty Trust Partnership, L.P., and KeyBank National Association, among other lenders. Under this agreement, the lenders will provide a staged advance credit facility amounting to $20 million. The facility allows Cedar Realty to request a loan advance monthly, with loans maturing on August 15, 2027, unless accelerated due to a default. The loans will accrue interest based on various rate options selected by the borrower, including the Base Rate, Daily Simple SOFR, or Term SOFR, each with an applicable margin. The agreement also includes guarantees from Cedar Realty Trust Inc., Wheeler Real Estate Investment Trust, Inc., and certain subsidiaries, with obligations secured by equity interests and the right to dividends and distributions from the borrower's subsidiaries.