Bridgewater Bancshares Inc. has released its second quarter 2025 results, reporting assets totaling $5.3 billion, loans amounting to $4.1 billion, and deposits reaching $4.2 billion. The company highlighted a robust balance sheet growth, supported by proactive risk management and a recent successful bank acquisition in the fourth quarter of 2024. This acquisition contributed to the resumption of tangible book value per share growth in the first quarter of 2025. The presentation emphasizes Bridgewater Bancshares' focus on commercial and multifamily lending, with a continued emphasis on affordable housing. The company maintains a branch-light model, primarily serving the commercial-focused client base in the Twin Cities market. Additionally, Bridgewater Bancshares notes a strong asset quality track record, underscored by low levels of non-performing assets and net charge-offs. The bank's efficiency ratio remains consistently better than its peer banks, reflecting its efficient operating philosophy. Bridgewater Bancshares continues to invest in scaling its risk management function to address emerging risks and support a longer-term growth outlook.