VersaBank美國子公司啓動代幣化存款試點，號稱優於穩定幣

Odaily

08/27

Odaily星球日報訊 VersaBank 宣佈，其全資子公司 VersaBank USA 已在美國啓動 USDVB 數字存款憑證（DDR）內部試點。該 DDR 爲銀行發行的代幣化存款，按 1:1 對應真實現金存款，具備支付利息和享受 FDIC 保險的法律資格，被定位爲穩定幣的合規替代方案。

試點將通過 Algorand、以太坊和 Stellar 區塊鏈運行，先進行內部測試，再逐步擴大至合作存款方及其客戶，預計在 2025 年底完成，隨後申請 OCC 批准以商業化落地。VersaBank 總裁 David Taylor 稱，這是美國首個由全國性持牌銀行發行並運行的代幣化存款產品，將爲跨境支付及數字金融提供更安全合規的解決方案。(PRNewswire)

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Algorand、以太坊和 Stellar 區塊鏈運行，先進行內部測試，再逐步擴大至合作存款方及其客戶，預計在 2025 年底完成，隨後申請 OCC 批准以商業化落地。VersaBank 總裁 David Taylor 稱，這是美國首個由全國性持牌銀行發行並運行的代幣化存款產品，將爲跨境支付及數字金融提供更安全合規的解決方案。(PRNewswire)</p></div></body></html>\n<div class=\"bt-text\">\n\n\n<p> 來源：<a href=\"https://www.odaily.news/zh-CN/newsflash/445261\">Odaily</a></p>\n<p>為提升您的閱讀體驗，我們對本頁面進行了排版優化</p>\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"LU2242652126.USD","symbol_name":"FIDELITY FUNDS GLOBAL DIVIDENDS PLUS \"A\" (USD) INC","start_time":0,"source_url":"https://www.odaily.news/zh-CN/newsflash/445261","article_id":"2562679317","we_media_id":null,"thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2562679317","pubTimestamp":1756259488,"columns":[],"sourceInfo":{"source_id":"odaily_live","name":"Odaily"},"weMediaInfo":null,"summary":"<div class=\"line-clamp-4 text-custom-000000/70 dark:text-custom-FFFFFF/60 text-18 font-400 tracking-1 leading-40 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