BUENOS AIRES, Argentina, Aug. 27, 2025 /PRNewswire/ -- Banco Macro S.A. (NYSE: BMA; BYMA: BMA) ("Banco Macro" or "BMA" or the "Bank") announced today its results for the second quarter ended June 30, 2025 ("2Q25"). All figures are in Argentine pesos (Ps.) and have been restated in terms of the measuring unit current at the end of the reporting period. For ease of comparison, figures of previous quarters of 2024 have been restated applying IAS 29 to reflect the accumulated effect of the inflation adjustment for each period through June 30, 2025.

Summary

   -- THE BANK'S NET INCOME totaled Ps.149.5 billion in 2Q25. This result was 
      209% or Ps.101.1 billion higher than the result posted in 1Q25. In 2Q25, 
      the annualized return on average equity ("ROAE") and the annualized 
      return on average assets ("ROAA") were 12% and 3.5%, respectively. 
 
   -- In 2Q25, OPERATING INCOME (before G&A and personnel expenses) 
      totaled Ps.956.2 billion, 13% or Ps.107 billion higher than in 1Q25 and 
      49% or Ps.314.6 billion higher than the same period of last year. 
 
   -- In 2Q25, OPERATING INCOME (after G&A and personnel expenses) 
      totaled Ps.448.8 billion, 22% or Ps.80.1 billion higher than in 1Q25 and 
      226% or Ps.311 billion higher than the same period of last year. 
 
   -- In 2Q25, BANCO MACRO'S TOTAL FINANCING increased 14% or Ps.1.1 trillion 
      quarter over quarter ("QoQ") totaling Ps.9.24 trillion and increased 91% 
      or Ps.4.4 trillion year over year ("YoY"). In 2Q25 both peso an USD 
      financing increased 13% and 4% respectively. 
 
   -- In 2Q25, BANCO MACRO'S TOTAL DEPOSITS increased 4% or Ps.406.2 billion 
      QoQ and increased 13% or Ps.1.22 trillion YoY, totaling Ps.10.62 trillion 
      and representing 76% of the Bank's total liabilities. Private sector 
      deposits increased 4% or Ps.414 billion QoQ. In 2Q25, Peso deposits 
      increased 1% while USD deposits increased 2%. 
 
   -- Banco Macro continued showing a strong solvency ratio, with an EXCESS 
      CAPITAL of Ps.3.13 trillion, 30.5% Capital Adequacy Ratio -- Basel III 
      and 29.9% Tier 1 Ratio. In addition, the Bank's LIQUID ASSETS remained at 
      an adequate level, reaching 67% of its total deposits in 2Q25. 
 
   -- In 2Q25, the Bank's NON-PERFORMING TO TOTAL FINANCING RATIO was 2.06% and 
      the COVERAGE RATIO reached 140.37%. 
 
   -- As of 2Q25, through its 491 branches and 8,882 employees Banco Macro 
      serves 6.21 million retail customers (2.6 million digital customers) 
      across 23 of the 24 Provinces in Argentina and over 212,183 corporate 
      customers. 

2Q25 Earnings Release Conference Call

Thursday, August 28, 2025

Time: 11:00 a.m. Eastern Time | 12:00 p.m. Buenos Aires Time

To participate, please register here:

Banco Macro 2Q25 Earnings Call

IR Contacts in Buenos Aires:

Jorge Scarinci

Chief Financial Officer

Nicolás A. Torres

Investor Relations

Phone: (54 11) 5222 6682

E-mail: investorelations@macro.com.ar

Visit our website at: www.macro.com.ar/relaciones-inversores

View original content:https://www.prnewswire.com/news-releases/banco-macro-announces-results-for-the-second-quarter-of-2025-302540436.html

SOURCE Banco Macro S.A.

(END) Dow Jones Newswires

August 27, 2025 17:34 ET (21:34 GMT)