Enova International Inc. has announced a significant amendment to its existing secured asset-backed revolving credit facility. On August 28, 2025, the company and certain subsidiaries entered into the Third Amendment to Amended and Restated Credit Agreement with Bank of Montreal and other lenders. This amendment increases the total commitment from $665 million to $825 million and extends the maturity date from June 30, 2026, to August 28, 2029. Additionally, the amendment reduces interest rates, lowering the base rate from plus 0.75% to plus 0.50% and the SOFR rate from plus 3.50% to plus 3.25%. The agreement maintains the same financial maintenance covenants and restrictions as the previous iteration, ensuring compliance with a minimum fixed charge coverage ratio and a maximum consolidated leverage ratio.