Dream Finders Homes Inc. has entered into a significant financing agreement involving the issuance of $300 million in senior unsecured notes, as outlined in an Indenture dated September 5, 2025. The notes, maturing on September 15, 2030, carry an interest rate of 6.875%, with interest payable semiannually starting on March 15, 2026. U.S. Bank Trust Company, National Association, serves as the trustee for this arrangement. The notes are fully guaranteed by certain subsidiaries of Dream Finders Homes on a senior unsecured basis. The agreement includes covenants that limit the company's ability to undertake actions such as incurring additional debt, paying dividends, and transferring assets, among others. These covenants will be relaxed if the notes achieve an investment-grade rating from both Moody's and S&P Global Ratings.