CCC Intelligent Solutions Holdings Inc. has released its Crash Course Q3 2025 Report, highlighting the significant impact of economic and supply chain disruptions on the auto industry. The report details how tariffs, consumer financial strain, and the growing complexity of vehicle technology are creating interconnected pressures across original equipment manufacturers (OEMs), suppliers, repairers, and insurers. Based on data from 300 million claims-related transactions, the report reveals that average third-party bodily injury payouts have increased by 7% year-over-year, while first-party personal injury protection outcomes rose by 10%. Additionally, average part prices have risen over 4% due to tariff-driven supply chain disruptions. Repair costs continue to climb, with the total cost of repair increasing by 3.8% year-over-year in 2024 and an additional 1.4% in early 2025. The report also notes a shift in consumer behavior, with a decline in the popularity of $500 deductibles and an increase in $1,000 deductibles, reflecting financial strain and changing insurance practices.