Jinshang Bank Co. Ltd. reported its interim financial results for the six months ended June 30, 2025. The bank recorded interest income of RMB 5,602.6 million, a decrease of 6.6% compared to RMB 5,997.3 million in the same period last year. Interest expense was RMB 3,571.1 million, down 5.5% from RMB 3,778.5 million. As a result, net interest income declined by 8.4% to RMB 2,031.5 million from RMB 2,218.8 million. Fee and commission income totaled RMB 294.2 million, a decrease of 11.2% year-on-year, while fee and commission expenses fell by 13.7% to RMB 35.3 million. Net fee and commission income decreased by 10.8% to RMB 258.9 million from RMB 290.4 million. The bank reported net trading losses of RMB 74.0 million, compared to net trading losses of RMB 98.9 million in the prior-year period. Net gains arising from investment securities increased by 44.5% to RMB 509.5 million. Earnings per share attributable to equity shareholders of the bank remained unchanged at RMB 0.18 for the period. As of June 30, 2025, Jinshang Bank's total assets were RMB 388,258.0 million, up 3.2% from RMB 376,305.5 million at the end of 2024. Net loans and advances to customers rose by 3.4% to RMB 201,695.6 million. Total liabilities reached RMB 359,684.3 million, compared to RMB 348,277.2 million as of December 31, 2024. Deposits from customers increased by 1.2% to RMB 314,032.0 million. Total equity stood at RMB 28,573.7 million, up 1.9% from the previous period. Jinshang Bank stated that it will continue to focus on strengthening corporate business, refining retail operations, optimizing inclusive finance, and specializing in the financial market. The bank aims to optimize asset allocation, deepen technology empowerment, reinforce risk control, and improve operational efficiency to achieve controllable risks, sustainable profitability, and resilient development.