Home Federal Bancorp Inc. of Louisiana reported net income of $3.9 million for the fiscal year ended June 30, 2025, compared to net income of $3.6 million in the previous fiscal year. The company's profitability was primarily driven by net interest income, which is the difference between interest and dividend income on interest-earning assets and the interest expense on deposits and borrowings. The performance was influenced by the level and movement of interest rates during the period. The company stated that its business is affected by factors such as the volume of loan originations, deposit flows, real estate values, competitive conditions, and the interest rate environment. Home Federal Bancorp's profitability also depends on non-interest income, provision for loan losses, non-interest expenses, and federal income taxes. The company noted that interest rates generally have a more significant impact on its performance than inflation.