Could You Discover a Missing Fortune?

Small Caps

09/29

Nobody wants to throw away money but when it comes to superannuation, life sometimes just gets in the way. You may change jobs and start up and use a different superannuation account, move overseas ...

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throw away money but when it comes to superannuation, life sometimes just gets in the way.\nYou may change jobs and start up and use a different superannuation account, move overseas ...</p>\n\n<a href=\"https://smallcaps.com.au/could-you-discover-missing-fortune/\">網頁鏈接</a>\n\n</div>\n","source":"smallcap_stock","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Could You Discover a Missing Fortune?</title>\n<style 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}\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nCould You Discover a Missing Fortune?\n</h2>\n<h4 class=\"meta\">\n<p class=\"head\">\n<strong class=\"h-name small\">Small Caps</strong><span class=\"h-time small\">2025-09-29 06:47</span>\n</p>\n</h4>\n</header>\n<article>\n<div>\n<p>Nobody wants to throw away money but when it comes to superannuation, life sometimes just gets in the way.\nYou may change jobs and start up and use a different superannuation account, move overseas ...</p>\n\n<a href=\"https://smallcaps.com.au/could-you-discover-missing-fortune/\">網頁鏈接</a>\n\n</div>\n\n<div class=\"bt-text\">\n\n\n<p> 來源：<a href=\"https://smallcaps.com.au/could-you-discover-missing-fortune/\">Small Caps</a></p>\n<p>為提升您的閱讀體驗，我們對本頁面進行了排版優化</p>\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"XKO.AU","symbol_name":"標普/澳交所 300指數","start_time":0,"source_url":"https://smallcaps.com.au/could-you-discover-missing-fortune/","article_id":"2571914820","we_media_id":null,"thumbnails":["https://cdn.shortpixel.ai/client/w_868,q_lossy,to_auto,ret_wait/https://150309019.v2.pressablecdn.com/wp-content/uploads/2025/09/Duplicate-superannuation.jpg"],"rights":{"source":"smallcap_stock","url":"https://smallcaps.com.au/could-you-discover-missing-fortune/","rn_cache_url":null,"directOrigin":true},"url":"https://stock-news.laohu8.com/highlight/detail?id=2571914820","pubTimestamp":1759099625,"columns":[],"sourceInfo":{"source_id":"smallcap_stock","name":"Small Caps"},"weMediaInfo":null,"summary":"Nobody wants to throw away money but when it comes to superannuation, life sometimes just gets in the way.You may change jobs and start up and use a different superannuation account, move overseas and forget about an old account, or simply lose track of an old account or two after changing address a few times.Whatever the reason, it is certainly worthwhile taking a bit of time to find out if you have a missing superannuation account that might well have blossomed into something worthwhile and meaningful in the years it has remained lost.A staggering $16 billion is defined as lost and unclaimed superannuation savings which is not surprising given that one in four workers hold two or more superannuation accounts.This lost and unclaimed superannuation can usually be found in one of two places, the original super fund into which it was deposited or with the Australian Taxation Office which is tasked with the job of sweeping up inactive super accounts.A study by the Productivity Commission ","collect":0,"end_time":0,"defaultTopTitle":"smallcaps.com.au","property":[],"viewcount":null,"language":"en","relate_stocks":{"XKO.AU":"标普/澳交所 300指数","LU1861217088.USD":"贝莱德金融科技A2","LU1791807156.HKD":"BGF WORLD FINANCIALS \"A2\" (HKDHDG) ACC","DFS":"发现金融","LU2360107671.USD":"BGF FINTECH \"A4\" (USD) INC","XAO.AU":"标普/澳交所 普通股指数","LU0106831901.USD":"贝莱德世界金融基金A2","LU1861220207.SGD":"Blackrock FinTech A2 SGD-H","BK4166":"消费信贷","LU1668664300.SGD":"Blackrock World Financials A2 SGD-H","BK4588":"碎股","BK4585":"ETF&股票定投概念","XJO.AU":"标普/澳交所 200指数"},"translate_title":"你能发现丢失的财富吗？","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"DFS":1.5,"XAO.AU":0.66,"XJO.AU":0.66,"XKO.AU":0.66},"content_text":"Nobody wants to throw away money but when it comes to superannuation, life sometimes just gets in the way.\nYou may change jobs and start up and use a different superannuation account, move overseas and forget about an old account, or simply lose track of an old account or two after changing address a few times.\nWhatever the reason, it is certainly worthwhile taking a bit of time to find out if you have a missing superannuation account that might well have blossomed into something worthwhile and meaningful in the years it has remained lost.\nAn Astounding $16 Billion of Lost Super\nA staggering $16 billion is defined as lost and unclaimed superannuation savings which is not surprising given that one in four workers hold two or more superannuation accounts.\nThis lost and unclaimed superannuation can usually be found in one of two places, the original super fund into which it was deposited or with the Australian Taxation Office which is tasked with the job of sweeping up inactive super accounts.\nAccording to the Australian Taxation Office, the pool of missing super savings grew by $2.1 billion since the last financial year, so this is not a problem that is going away.\nThe best way to find missing superannuation account used to do a search on the government’s my Gov platform.\nDiscovery and Consolidation Is Not Difficult\nOnce discovered, consolidating your accounts is not a difficult task and is often best handled by informing your main superannuation account and filling out a form with them to allow the accounts to be brought together.\nThe breakdown of lost super accounts is that about $10.4 billion of them are held by super funds with the ATO having the remaining $5.6 billion.\nDespite many campaigns to reunite people with their lost super, the total amount continues to increase every year.\nUnclaimed super money ends up being transferred to the ATO when it meets criteria such as being part of an inactive low-balance account.\nATO Doing Its Part in Repatriation\nThe ATO might also hold unclaimed super for members who are 65 or older, or super for temporary residents who have left Australia for six months or more and their visa has expired or been cancelled.\nAll lost member accounts with balances of $6,000 or less are transferred to the ATO.\nThe ATO helps super account holders from completely losing touch with their super and to avoid unnecessary fees but there are limitations, with super consolidation a much better choice because it allows super members to choose an appropriate investment risk level for their nest egg.\nDue to tax file number matching and other strategies, the ATO has managed to help to consolidate 4.7 million accounts since 2019 worth around $7.1 billion but there is still a long way to go.\nMany Australians Have Duplicate Super Accounts\nA surprisingly high 23% of Australians have two or more super accounts, which is a big contributor to the problem of losing track of your money.\nA study by the Productivity Commission estimated that about one in three super accounts are 「unintended multiples」, which often start when employees change jobs but fail to close or merge previous accounts.\nApart from the issue of choosing an appropriate individual investment risk, having multiple accounts is also a wealth hazard because it involves paying multiple investing and account keeping fees, which can add up to many hundreds of dollars a year, depending on the individual super fund.","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"}}}