**PRA Group, Inc. Completes €300 Million Senior Notes Offering to Refinance Debt** PRA Group, Inc. announced that its wholly-owned subsidiary, PRA Group Europe Holding II S.à r.l., has completed a private offering of €300 million in 6.250% Senior Notes due 2032. The transaction, finalized on September 30, 2025, involved a number of financial institutions, including U.S. Bank Trustees Limited as trustee and U.S. Bank Europe DAC as paying agent. The company intends to use the net proceeds from the offering to repay approximately $174 million in outstanding borrowings under both its North American and European revolving credit facilities. Importantly, these repayments will not reduce the borrowing commitments under either facility, allowing PRA Group continued access to revolving credit. Certain participating financial institutions in the note offering are also lenders under the company's credit facilities and may receive a portion of the proceeds. The notes were issued in a private transaction exempt from SEC registration requirements and do not carry registration rights.