推出新的定價模型，信用評分公司Fair Isaac盤初飆升30%

智通財經

2025/10/02

周四，Fair Isaac盤初飆升超30%。消息面上，此前這家信用評分公司推出了新的定價模型，允許抵押貸款機構直接向借款人計算和分發FICO評分。根據Fair Isaac的新選項，貸款機構可以選擇避免信用局的加價費用，但在FICO評分貸款成交時，他們將向Fair Isaac支付每位借款人每次評分33美元的費用。

Fair Isaac首席執行官Will Lansing表示：「直接授權使用FICO評分給抵押貸款過程帶來了透明度、競爭性和成本效率。這一變化消除了FICO評分上的不必要加價，並將定價模式的選擇權交給了那些利用FICO評分來做抵押貸款決策的人。」

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