**Flagstar Financial Inc. Receives Regulatory Approval for Holding Company Merger** HICKSVILLE, N.Y., Oct. 6, 2025 - Flagstar Financial Inc. $(FLG)$ announced today that it has received the required regulatory approval from the Office of the Comptroller of the Currency $(OCC)$ to merge its holding company with Flagstar Bank, N.A. Under the approved reorganization, Flagstar Financial Inc. will merge into Flagstar Bank, N.A., which will continue as the surviving entity and retain its NYSE ticker symbol "FLG." The merger remains subject to shareholder approval at a special meeting scheduled for October 15. Flagstar Financial is the sole recipient of this regulatory approval, with no other organizations involved. The company expects to finalize the reorganization in mid- to late-October, pending shareholder consent.