Visa稱希望為「鏈上金融」中的借貸業務搭建基礎設施

Odaily

2025/10/16

Odaily星球日報訊 Visa 發布題為《穩定幣：超越支付——鏈上借貸機遇》的報告，將去中心化金融重新定義為「鏈上金融」，旨在在《GENIUS 法案》時代讓去中心化信貸聽起來與機構更為契合，並闡述了銀行和私人信貸基金如何接入這一體系。Visa 設想，機構成為可編程借貸協議的流動性提供者，Visa 則提供數據、合規及基礎設施服務。其知名品牌和可靠渠道，有望吸引數萬億美元資本的機構參與。該白皮書顯示 Visa 從加密貨幣實驗轉向機構基建建設。自 2020 年起，「鏈上金融」市場已發放超 6700 億美元穩定幣貸款，2025 年年中借貸創新高。這表明穩定幣已成自動化信貸市場支柱，能持續運行且即時結算。Visa 在鏈上金融的戰略類似傳統金融，不發行代幣或直接資助貸款，而是開展無借貸風險的技術業務。（CoinDesk）

免責聲明：投資有風險，本文並非投資建議，以上內容不應被視為任何金融產品的購買或出售要約、建議或邀請，作者或其他用戶的任何相關討論、評論或帖子也不應被視為此類內容。本文僅供一般參考，不考慮您的個人投資目標、財務狀況或需求。TTM對信息的準確性和完整性不承擔任何責任或保證，投資者應自行研究並在投資前尋求專業建議。

熱議股票

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則提供數據、合規及基礎設施服務。其知名品牌和可靠渠道，有望吸引數萬億美元資本的機構參與。該白皮書顯示 Visa 從加密貨幣實驗轉向機構基建建設。自 2020 年起，「鏈上金融」市場已發放超 6700 億美元穩定幣貸款，2025 年年中借貸創新高。這表明穩定幣已成自動化信貸市場支柱，能持續運行且即時結算。Visa 在鏈上金融的戰略類似傳統金融，不發行代幣或直接資助貸款，而是開展無借貸風險的技術業務。（CoinDesk）</p></div></body></html>\n<div class=\"bt-text\">\n\n\n<p> 來源：<a href=\"https://www.odaily.news/zh-CN/newsflash/452677\">Odaily</a></p>\n<p>為提升您的閱讀體驗，我們對本頁面進行了排版優化</p>\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"BK4227","symbol_name":"交易和支付處理服務","start_time":0,"source_url":"https://www.odaily.news/zh-CN/newsflash/452677","article_id":"2575104717","we_media_id":null,"thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2575104717","pubTimestamp":1760612776,"columns":[],"sourceInfo":{"source_id":"odaily_live","name":"Odaily"},"weMediaInfo":null,"summary":"<div class=\"text-18 font-400 tracking-1 leading-40 line-clamp-4 whitespace-pre-line text-custom-000000/70 dark:text-custom-FFFFFF/60 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