$Synchrony Financial(SYF-B)$ reported net revenue of $3.82 billion for the third quarter of 2025, unchanged from $3.81 billion in the same period of 2024. Net interest income rose to $4.72 billion from $4.61 billion, a 2% increase, while interest income totaled $5.73 billion compared to $5.79 billion a year earlier. Interest expense decreased 14% to $1.01 billion from $1.18 billion. Provision for credit losses declined to $1.15 billion from $1.60 billion, a 28% decrease. Other expense increased 5% to $1.25 billion from $1.19 billion. Pre-tax earnings rose 39% to $1.43 billion from $1.03 billion. Loan receivables stood at $100 billion, with average active accounts at 68 million and purchase volume at $46 billion. The Common Equity Tier 1 (CET1) ratio was 13.7% at the end of the quarter, up from 13.1% a year earlier. The company's board approved an incremental share repurchase authorization of $1.0 billion, bringing the total remaining repurchase authorization to $2.1 billion through the second quarter of 2026.