First Financial Bancorp Reports Record Revenue and $0.75 EPS for Q3 2025
First Financial Bancorp reported third quarter 2025 financial results with total revenue reaching a record $234 million. Noninterest income was $73.5 million, also a record for the company. Return on average assets was 1.54%, and return on average tangible common equity was 19%. The net interest margin on a fully taxable equivalent basis was 4.02%. Annualized net charge-offs were 0.18%. The tangible common equity ratio increased to 8.87%, and the tangible book value per share rose to $16.19, a 5.1% increase from the previous quarter. Nonperforming assets remained flat at 0.41% of total assets. The total capital ratio increased 34 basis points to 15.32%, and the tier 1 common equity ratio increased 34 basis points to 12.91%.
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