USCB Financial Holdings Reports Q3 Net Income of $8.9 Million on Higher Net Interest Income
USCB Financial Holdings Inc. reported net income of $8.9 million for the three months ended September 30, 2025, up from $6.9 million for the same period in 2024. Net interest income before provision for credit losses was $21.3 million, an increase of $3.2 million or 17.5% compared to $18.1 million in the previous year. Total assets reached $2.8 billion at September 30, 2025, an increase of $264.0 million or 10.5% from $2.5 billion at September 30, 2024. Total loans held for investment were $2.1 billion, up $199.6 million or 10.3% from $1.9 billion in the prior year. Total deposits stood at $2.5 billion, an increase of $329.0 million or 15.5% from $2.1 billion a year earlier. Annualized return on average assets for the quarter was 1.27%.
Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. USCB Financial Holdings Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001562762-25-000257), on October 23, 2025, and is solely responsible for the information contained therein.
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