BCB Bancorp Q3 net income falls 36%, but interest margins rise

Reuters

2025/10/27

BCB Bancorp Q3 net income falls 36%, but interest margins rise

Overview

BCB Bancorp Q3 net income falls to $4.3 mln from $6.7 mln a year ago
EPS for Q3 2025 was $0.22, down from $0.36 in Q3 2024
Net interest margin increased to 2.88% in Q3 2025 from 2.58% a year earlier

Outlook

Company did not provide specific guidance for future quarters or the full year

Result Drivers

NET INTEREST MARGIN - Increase driven by lower cost of interest-bearing liabilities, despite a decrease in asset yields
CANNABIS LOAN CHARGEbut interst margins rise-OFF - $12.7 mln charge-off related to cannabis-related relationship impacted net charge-offs
ASSET QUALITY MANAGEMENT - Continued focus on asset quality with disciplined loan loss provisioning

Key Details

Metric	Beat/Miss	Actual	Consensus Estimate
Q3 EPS		$0.22
Q3 Net Income		$4.30 mln
Q3 Dividend		$0.16
Q3 Net Interest Margin		2.88%

Press Release: ID:nGNXbTycVm

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

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For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.</p><p>(This story was created using Reuters automation and AI based on LSEG and company data. 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For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.</p><p>(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)</p></body></html>\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"BCBP","symbol_name":"BCB銀行","start_time":0,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20251027:nL1N3W80GV:1","article_id":"2578003646","we_media_id":"1032215980","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2578003646","pubTimestamp":1761568756,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Reuters","introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"id":"1032215980","head_image":"https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48"},"summary":"BCB Bancorp Q3 net income falls 36%, but interest margins riseOverviewBCB Bancorp Q3 net income falls to $4.3 mln from $6.7 mln a year agoEPS for Q3 2025 was $0.22, down from $0.36 in Q3 2024Net inter","collect":0,"end_time":0,"defaultTopTitle":"","property":[],"viewcount":null,"language":"en","relate_stocks":{"BCBP":"BCB银行","BK4211":"区域性银行"},"translate_title":"BCB Bancorp第三季度净利润下降36%，但息差上升","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"BCBP":0.9},"content_text":"BCB Bancorp Q3 net income falls 36%, but interest margins riseOverviewBCB Bancorp Q3 net income falls to $4.3 mln from $6.7 mln a year agoEPS for Q3 2025 was $0.22, down from $0.36 in Q3 2024Net interest margin increased to 2.88% in Q3 2025 from 2.58% a year earlierOutlookCompany did not provide specific guidance for future quarters or the full yearResult DriversNET INTEREST MARGIN - Increase driven by lower cost of interest-bearing liabilities, despite a decrease in asset yieldsCANNABIS LOAN CHARGEbut interst margins rise-OFF - $12.7 mln charge-off related to cannabis-related relationship impacted net charge-offsASSET QUALITY MANAGEMENT - Continued focus on asset quality with disciplined loan loss provisioningKey DetailsMetricBeat/MissActualConsensus EstimateQ3 EPS$0.22Q3 Net Income$4.30 mlnQ3 Dividend$0.16Q3 Net Interest Margin2.88%Press Release: ID:nGNXbTycVmFor questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"-1","news_tag":"dataReport","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":true,"code":"91000000","status":"200"}}}