First Savings Financial's fiscal 2025 net income rises

Reuters
2025/10/30
First Savings Financial's fiscal 2025 net income rises 

Overview

  • First Savings fiscal 2025 net income rises to $23.2 mln, EPS at $3.32

  • Net interest income increased by 12.5% to $65.3 mln for fiscal 2025

Outlook

  • Company did not provide specific guidance for future quarters or years in press release

Result Drivers

  • NET INTEREST INCOME - Increased by $7.2 mln due to higher interest income and lower interest expense

  • NONINTEREST INCOME - Rose by $6.3 mln, driven by gains on HELOC and SBA loan sales

  • SBA LENDING - Segment posted third consecutive profitable quarter with strong loan originations and sales

Key Details

Metric

Beat/Miss

Actual

Consensus Estimate

Q4 Adjusted EPS

$0.84

Q4 EPS

$0.75

Q4 Net Income

$5.3 mln

Q4 Net Interest Income

$17.1 mln

Q4 Net Interest Margin

3.07%

Analyst Coverage

  • The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 3 "strong buy" or "buy", no "hold" and no "sell" or "strong sell"

  • The average consensus recommendation for the banks peer group is "buy"

  • Wall Street's median 12-month price target for First Savings Financial Group Inc is $31.00, about 4.4% above its October 29 closing price of $29.65

  • The stock recently traded at 9 times the next 12-month earnings vs. a P/E of 7 three months ago

Press Release: ID:nGNXthCNL

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

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