Oxford Bank Corporation reported total assets of $915.3 million as of September 30, 2025, up from $859.5 million at June 30, 2025, and $870.5 million at September 30, 2024. Net interest income grew by 6% year-over-year, while noninterest expenses increased by 3%. The balance sheet increase was mainly driven by a $62 million rise in deposits, primarily from a small number of large commercial depositors. The bank has increased its cash position to manage liquidity risks associated with these deposit levels. Liquidity remains strong with a combination of cash and marketable investments.
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