Rocket Companies Inc. has released a new market analysis highlighting a shift in U.S. migration patterns related to flood risk. For the first time since 2019, high-flood-risk counties experienced a net loss of residents, with 29,027 more people moving out than in last year. In contrast, low-flood-risk counties saw a net gain of 35,941 residents, marking the largest increase since 2019. The report notes that factors such as soaring insurance costs, high home prices, and the financial burden of HOA dues and special assessments-especially in Florida-are contributing to the exodus from flood-prone areas. Additionally, climate events like Hurricane Helene in Pinellas County, FL, have forced many homeowners to relocate, often to regions with lower flood risk or out of state entirely. The analysis also points to a decrease in international homebuyers and highlights that affordability and climate concerns are reshaping migration trends in places like Houston and the broader Sun Belt region.