The Stock Market Will Eventually Fall: Here Are Your Options

The Smart Investor

2025/11/17

As of last Friday (7 November 2025), the NASDAQ Composite Index (INDEXNASDAQ: .IXIC) sits 4% off its all-time high while the broader S&P 500 hovers 3% below its peak. The surprise? Singapore’s ...

网页链接

免責聲明：投資有風險，本文並非投資建議，以上內容不應被視為任何金融產品的購買或出售要約、建議或邀請，作者或其他用戶的任何相關討論、評論或帖子也不應被視為此類內容。本文僅供一般參考，不考慮您的個人投資目標、財務狀況或需求。TTM對信息的準確性和完整性不承擔任何責任或保證，投資者應自行研究並在投資前尋求專業建議。

熱議股票

{"basename":"/hant","ssrTDKData":{"titleTemplate":"%s - 老虎證券","title":"老虎证券全球投资理财平台| 一站式投资美股新股港股A股","description":"老虎证券助您一站式投资美股，新股，港股，A股等全球金融理财产品。新加坡华人最信赖的在线投资平台，现在加入即享低费用，24/5 无时差炒美股投资理财！","keywords":"老虎證券,老虎證券開戶,老虎券商,老虎證券官網,老虎證券app,tigertrade老虎證券,股票,炒股,新加坡股票交易平臺,投資,投資理財","social":{"ogDescription":"老虎证券助您一站式投资美股，新股，港股，A股等全球金融理财产品。新加坡华人最信赖的在线投资平台，现在加入即享低费用，24/5 无时差炒美股投资理财！","ogImage":"https://c1.itigergrowtha.com/portal5/static/media/og-logo.be62fbe1.png","ogUrl":"https://www.itiger.com/hant/news/2584613080"},"companyName":"老虎證券"},"pageData":{"isMobile":false,"isTiger":false,"isTTM":true,"region":"SGP","license":"TBSG","edition":"fundamental"},"isCrawlerRequest":true,"__swrFallback__":{"@#url:\"https://stock-news.skytigris.cn/v3/news\",params:#id:\"2584613080\",edition:\"fundamental\",auth_exemption:1,,,undefined,":{"share":"https://ttm.financial/m/news/2584613080?lang=zh_TW&edition=fundamental","thumbnail":"https://thesmartinvestor.com.sg/wp-content/uploads/2025/02/28-300x200.png","is_english":true,"pubTime":"2025-11-17 11:30","share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","id":"2584613080","market":"nz","top_or_hot":-1,"title":"The Stock Market Will Eventually Fall: Here Are Your Options","media":"The Smart Investor","content":"<div>\n<p>As of last Friday (7 November 2025), the NASDAQ Composite Index (INDEXNASDAQ: .IXIC) sits 4% off its all-time high while the broader S&P 500 hovers 3% below its peak.\n\nThe surprise? \n\nSingapore’s ...</p>\n\n<a href=\"https://thesmartinvestor.com.sg/the-stock-market-will-eventually-fall-here-are-your-options/\">网页链接</a>\n\n</div>\n","source":"thesmartinvestor_highlight","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>The Stock Market Will Eventually Fall: Here Are Your Options</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nThe Stock Market Will Eventually Fall: Here Are Your Options\n</h2>\n<h4 class=\"meta\">\n<p class=\"head\">\n<strong class=\"h-name small\">The Smart Investor</strong><span class=\"h-time small\">2025-11-17 11:30</span>\n</p>\n</h4>\n</header>\n<article>\n<div>\n<p>As of last Friday (7 November 2025), the NASDAQ Composite Index (INDEXNASDAQ: .IXIC) sits 4% off its all-time high while the broader S&P 500 hovers 3% below its peak.\n\nThe surprise? \n\nSingapore’s ...</p>\n\n<a href=\"https://thesmartinvestor.com.sg/the-stock-market-will-eventually-fall-here-are-your-options/\">网页链接</a>\n\n</div>\n\n<div class=\"bt-text\">\n\n\n<p> 來源：<a href=\"https://thesmartinvestor.com.sg/the-stock-market-will-eventually-fall-here-are-your-options/\">The Smart Investor</a></p>\n<p>為提升您的閱讀體驗，我們對本頁面進行了排版優化</p>\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"SGXZ58947870.SGD","symbol_name":"LIONGLOBAL SINGAPORE DIVIDEND EQUITY (SGDHDG) INC","start_time":0,"source_url":"https://thesmartinvestor.com.sg/the-stock-market-will-eventually-fall-here-are-your-options/","article_id":"2584613080","we_media_id":null,"thumbnails":["https://thesmartinvestor.com.sg/wp-content/uploads/2025/02/28-300x200.png"],"rights":{"source":"thesmartinvestor_highlight","url":"https://thesmartinvestor.com.sg/the-stock-market-will-eventually-fall-here-are-your-options/","rn_cache_url":null,"directOrigin":true},"url":"https://stock-news.laohu8.com/highlight/detail?id=2584613080","pubTimestamp":1763350200,"columns":[],"sourceInfo":{"source_id":"thesmartinvestor_highlight","name":"The Smart Investor"},"weMediaInfo":null,"summary":"There are pros and cons to every investment move you make, the trick is to go in with the right expectations.","collect":0,"end_time":0,"defaultTopTitle":"thesmartinvestor.com.sg","property":[],"viewcount":null,"language":"en","relate_stocks":{"SGXZ58947870.SGD":"LIONGLOBAL SINGAPORE DIVIDEND EQUITY (SGDHDG) INC","SG9999002414.USD":"LIONGLOBAL SINGAPORE TRUST (USD) ACC","LU0011963245.USD":"abrdn SICAV I ASIA PACIFIC SUSTAINAB  LE EQUITY \"A\" (USD) ACC","LU2413666004.HKD":"BNP PARIBAS AQUA \"CRH\" (HKDHDG) INC","SG9999011175.SGD":"Nikko AM Global Dividend Equity Dis SGD-H","LU1282649067.USD":"ALLIANZ ASIAN MULTI INCOME PLUS \"AMG\" (USD) INC A","LU0823413660.USD":"BNP PARIBAS EMERGING EQUITY \"C\" (USD) INC","SG9999007991.SGD":"Schroder Asian Income A Dis SGD","LU0029875118.USD":"TEMPLETON ASIAN GROWTH \"A\" INC","SG9999000475.SGD":"Aberdeen Standard Singapore Equity SGD","SG9999014302.SGD":"RHB Singapore Income Fund SGD","LU0251144936.SGD":"Fidelity Sustainable Asia Equity A-SGD","LU2238330802.EUR":"AZ EQUITY - ASEAN COUNTRIES \"AAZ\" (EUR) ACC","LU2506951875.HKD":"BNP PARIBAS SUSTAINABLE GLOBAL LOW VOL EQUITY \"CRH\" (HKDHDG) ACC","LU0577902538.SGD":"Fullerton Lux Funds - Asia Growth and Income Equities A Acc SGD","SG9999008742.SGD":"Eastspring Investments Unit Trusts - Singapore ASEAN Equity SGD","LU0577902611.USD":"FULLERTON LUX FUNDS - ASIA GROWTH & INCOME EQUITIE \"A\" (USD) ACC","SG9999001440.SGD":"United Global Dividend Equity Fund A SGD Dist","SG9999006266.SGD":"MANULIFE SINGAPORE EQUITY \"A\" (SGD) ACC","IE00BKZH1Z71.USD":"BNY MELLON ASIAN INCOME \"B\" (USD) ACC","LU0878005551.USD":"UBS (LUX) KEY SELEC ASIA ALLOCATION OPPORTUNITY (USD) \"P\" (USD) ACC","LU1956131251.USD":"BNP PARIBAS SUSTAINABLE ASIA EX-JAPAN EQUITY \"C\"MD (USD) INC","LU0823417737.USD":"BNP PARIBAS SUSTAINABLE GLOBAL LOW VOL EQUITY \"C\" (USD) INC","LU0577902371.SGD":"FULLERTON LUX FUNDS - ASIA GROWTH & INCOME EQUITIE \"I\" (SGD) ACC","LU0261945553.USD":"FIDELITY ASEAN \"A\" ACC","LU0886674414.USD":"CT (LUX) I ASIAN EQUITY INCOME \"AUP\" (USD) INC","SG9999002620.SGD":"LionGlobal South East Asia SGD","BK4588":"碎股","LU0096374516.USD":"CT (LUX) I ASIA EQUITY INCOME \"DU\" (USD) ACC","LU0950375773.USD":"BNP PARIBAS SUSTAINABLE GLOBAL LOW VOL EQUITY \"C\" (USD) INC A","STI.SI":"富时新加坡海峡指数","LU0557290698.USD":"施罗德环球可持续增长基金","RJAW.SI":"DBS MB ePW240902","LU1130305938.SGD":"Schroder ISF Asian Dividend Maximiser A Dis SGD-H","SG9999001135.SGD":"United ASEAN Fund SGD","LU0192582467.USD":"SCHRODER ISF ASIAN EQUITY YIELD \"A\" (USD) INC MF","LU2413665964.HKD":"BNP PARIBAS AQUA \"C\" (HKD) ACC","LU2257852520.SGD":"JPMorgan Funds - Asia Growth A (acc) SGD","MAS":"马斯科","LU0971096721.USD":"富达环球金融服务 A","SG9999001127.SGD":"United Singapore Growth Fund SGD","SG9999001903.USD":"Aberdeen Standard Pacific Equity USD","LU0170899867.USD":"EASTSPRING INVESTMENTS WORLD VALUE EQUITY  \"A\" (USD) ACC","LU0128522157.USD":"TEMPLETON ASIAN GROWTH \"A\" ACC","BK6112":"综合性银行","LU0048573645.USD":"富达东盟基金","LU1211504680.USD":"ALLIANZ HIGH DIVIDEND ASIA PACIFIC EQUITY \"AM\" (USD) INC","D05.SI":"星展集团控股","LU0488056044.USD":"Allianz Asian Multi Income Plus Cl AM DIS USD","LU0630378429.USD":"HSBC GIF ASIA PACIFIC EX JAPAN EQ HD \"AM2\" (USD) INC"},"translate_title":"股市最终会下跌：以下是您的选择","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"STI.SI":0.67,"MAS":1,"D05.SI":1,"RJAW.SI":0.9},"content_text":"As of last Friday (7 November 2025), the NASDAQ Composite Index (INDEXNASDAQ: .IXIC) sits 4% off its all-time high while the broader S&P 500 hovers 3% below its peak.\n\nThe surprise? \n\nSingapore’s Straits Times Index (SGX: ^STI) broke past 4,500 to close at a record high, diverging from its US counterparts. \n\nDespite the different fortunes, the same anxiety grips investors on both sides of the Pacific.\n\nThose already invested worry that a correction lurks around the corner, threatening their gains. \n\nMeanwhile, those sitting on the sidelines share identical concerns: why invest at near-record highs if prices will inevitably fall?\n\nHere’s the uncomfortable truth: the stock market will eventually fall. \n\nHistory says it will happen. \n\nEvery bull market ends, every rally reverses, and every peak precedes a valley.\n\nYet, the perennial question that nobody can answer is: when?\n\nMarket corrections are more common than you think\nThe risk of a decline is real. \n\nMarket corrections, or declines of 10% or more, have happened in the past and will happen again.\n\nThe statistics are sobering. \n\nSince 1993, Singapore’s STI has experienced falls of 10% or more in eight out of every 10 years. \n\nOn the other side of the ocean, the S&P 500 experiences a similar correction about once every year-and-a-half, according to wealth manager Ben Carlson. \n\nThe tech-heavy NASDAQ historically falls once every two years.\n\nWith corrections this frequent, you’d think selling would be straightforward. \n\nThe logic is compelling: sell now, wait for the inevitable drop, then buy back lower.\n\nThere’s a clear benefit to this move: you lock in your gains. \n\nYou can sleep soundly knowing your gains are safe, maybe even take that vacation you’ve been planning. \n\nThat’s the easy part.\n\nBut for every upside, there are downsides to consider too. \n\nStart by having the right expectations\nThere are pros and cons to every move you make in the stock market. \n\nThe trick isn’t finding the perfect move — it’s going in with the right expectations.\n\nLet me show you what I mean using a local stock: DBS Group (SGX: D05)\n\nShares closed at nearly S$55 per share last Friday, a whisker away from its all-time high.  \n\nYou could make a compelling case for selling today. \n\nAt this level, the bank’s shares trade at well over two times its net book value — far above its historical price-to-book (P/B) average of 1.5 times. \n\nSo, as the logic goes, you can sell now at this premium valuation, wait for shares to drift back to historical norms — then, buy back at a lower price. \n\nThe upside is clear: you lock in real gains — that’s real money in your pocket.\n\nSo far, so good — but consider what you are giving up.\n\nDBS has been paying an annualised dividend of S$3 per share in 2025 — that’s gone.\n\nAt current prices, that’s a 5.5% yield you’re walking away from.\n\nFor those happy to bank their gains, that’s acceptable. \n\nBut if you were counting on DBS’s dividends as passive income, this creates a new problem: where do you find another stock yielding 5.5% with the same business quality?\n\nThat’s the downside you have to accept. \n\nThe great illusion of entry price \nBut wait — since the DBS’s average P/B ratio is 1.5 times, shares will eventually revert to their mean. \n\nIt’s possible, of course. \n\nSo, all you have to do is wait for the right entry price and buy again, right?\n\nHere’s what most people don’t tell you: if DBS falls from S$55 today to, say, S$35 in the future, it wouldn’t be business as usual.\n\nDo the math. \n\nIf dividends remained at S$3 per share, the yield would be well over 8%.\n\nWhen was the last time DBS offered anywhere close to this yield? \n\nThe answer: March 2020, when news of the pandemic broke and the stock market tanked 33% in less than a month.\n\nRemember that period? \n\nVaccines were just a hope. \n\n\nThe Monetary Authority of Singapore (MAS) called on banks to limit dividends to 60% of 2019 levels to preserve capital. \n\nDividends were slashed overnight.\n\nPut yourself in those shoes. \n\nAirports shuttering, streets emptying, no end to the pandemic in sight. \n\nThe very dividend you were counting on just got cut.\n\nWould you have the guts to buy DBS shares in that situation?\n\nHere’s the truth: if you fear losing your gains today and sell, it’s unlikely you’ll suddenly find the courage to buy again when shares fall.\n\nThink about the psychology here. \n\nThe same instinct that makes you sell at S$55 to 「protect」 your gains will scream at you not to buy at S$35 when the world looks like it’s ending.\n\nMost investors tell themselves they’ll be rational.\n\nBut when fear grips the market that tightly, when every headline screams calamity, when the dividend you’re counting on gets slashed — that’s when your perfectly logical plan collides with raw human emotion.\n\nAnd emotion usually wins.\n\nAs Mike Tyson once said 「Everyone has a plan, until they get punched in the mouth」. \n\nAccepting what you don’t know, but knowing what you want\nHolding shares at market highs can be unnerving.\n\nYou may even feel foolish, refusing to sell even though history says a correction is coming. And when it does arrive, your wealth will shrink along with the falling market.\n\nThat’s the price of staying invested.\n\nThen again, nobody knows when that correction will happen. \n\nIt could be next week, next year, or after the market climbs another 30%.\n\nMore importantly, there’s no guarantee you can buy back at lower prices. \n\nSo here’s the question that matters: what do you actually want?\n\nIf it’s a continuous stream of dividends, staying invested with a diversified portfolio of stocks delivers exactly that. \n\nEvery quarter, regardless of market gyrations, those dividend cheques keep arriving. \n\nNo timing required. No second-guessing. \n\nThere’s another upside most investors miss.\n\nGreat businesses with excess cash don’t just maintain dividends—they increase them. \n\nFor instance, DBS has raised its dividend from S$0.78 five years ago to S$3 today. \n\nThat’s a 285% increase your portfolio enjoyed simply by doing nothing.\n\nThe investors who sold to 「wait for a better entry」? \n\nThey missed all of it.\n\nGet Smart: There is no right answer, only your answer\nThe right move isn’t about timing the market perfectly—it’s about understanding what you want and accepting what you can’t control.\n\nFor each decision you make, go in with the right expectations.\n\nIf you sell because you’ve made enough for retirement, that’s the right move — for you. \n\nIf you hold because you want the dividend stream, that’s equally valid. \n\nIf you’re building wealth over decades and can stomach the volatility, staying invested makes sense.\n\nHere’s what matters: your success isn’t measured against the market or your neighbour’s portfolio. \n\nIt’s measured against your own goals.\n\nThe stock market is simply a vehicle to get you where you want to go. Nothing more.\n\nYou don’t win by selling at the perfect peak or buying at the absolute bottom. \n\nYou win by reaching your destination — whether that’s retirement security, passive income, or generational wealth.\n\nSimplicity works.\n\nSo, while others agonize over whether to sell today or tomorrow, focus on the only question that matters: what do you need from the stock market?\n\nLet that be your North Star.\n\nReady to discover the next $100 billion stock? Our newest FREE report dives deep into five popular SGX companies that many say are the next big thing. Read our team’s findings to guide your investment strategy. Click the link here to download now.\n\nFollow us on Facebook, Instagram and Telegram for the latest investing news and analyses!\n\nDisclosure: Chin Hui Leong owns shares in DBS Group.","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"-1","news_tag":"","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"}}}