Carter Bankshares Inc. reported third quarter 2025 net income of $5.4 million, or $0.24 diluted earnings per share, compared to $8.5 million, or $0.37 per share, in the previous quarter and $5.6 million, or $0.24 per share, in the third quarter of 2024. Net interest income was $33.7 million for the third quarter of 2025, up from $32.4 million in the prior quarter and $28.8 million in the same quarter of 2024. Pre-tax pre-provision income was $10.4 million, rising from $8.0 million in the second quarter of 2025 and $6.8 million in the third quarter of 2024. As of September 30, 2025, Carter Bankshares reported $4.8 billion in assets and operated 64 branches in Virginia and North Carolina. The company had $727.9 million in securities available-for-sale and $3.8 billion in portfolio loans at the end of the period.