Oi Wah Pawnshop Credit Holdings half-year net profit rises 25.7% to HKD 38.4 million
Oi Wah Pawnshop Credit Holdings Ltd. reported its earnings for the half year ended 31 August 2025. Revenue decreased by 5.7% to HKD 82 million. Net profit attributable to shareholders increased by 25.7% to HKD 38.4 million. Basic earnings per share were HKD 0.02. The net profit margin rose by 11.7 percentage points to 46.8%. The principal of gross loan receivables decreased by 4.7% to HKD 829.3 million. The total amount of new pawn loans granted increased by 14.6% to HKD 472.7 million, while the total amount of new mortgage loans granted decreased by 3.1% to HKD 121.6 million. The net interest margin for pawn loans declined by 0.6 percentage points to 40.0%, and for mortgage loans, the net interest margin decreased by 1.7 percentage points to 9.6%.
Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Oi Wah Pawnshop Credit Holdings Ltd. published the original content used to generate this news brief via IIS, the Issuer Information Service operated by the Hong Kong Stock Exchange (HKex) (Ref. ID: HKEX-EPS-20251127-11929784), on November 26, 2025, and is solely responsible for the information contained therein.
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