ACI Worldwide Inc. reported a 27% year-over-year increase in transactional volume during the Black Friday to Cyber Monday period. The company achieved an industry-leading fraud decision approval rate of 98%, surpassing the market average of 95%. The average transaction value declined by $3 year-over-year to $131, while mobile device shopping increased by 30%. ACI Worldwide also highlighted a 25% expected rise in 'friendly fraud' between Thanksgiving and Cyber Monday, with the average disputed transaction value reaching $291, a 21% increase compared to the previous year. The company attributes the growth in friendly fraud to frictionless eCommerce, increased social media influence, and the complexity of omnichannel retailing. ACI Worldwide's AI-powered Payments Intelligence platform is designed to optimize fraud prevention and customer experience across the entire payment journey.