Fintech Yiren Digital's Q3 revenue up 5% on financial services unit strength

Reuters

11/25

Fintech Yiren Digital's Q3 revenue up 5% on financial services unit strength

Overview

Yiren Digital Q3 2025 revenue grows 5% yr/yr, driven by financial services segment
Net income for Q3 2025 decreases due to upfront provisions and declining fee rates
Company reports 51% increase in loans facilitated in Q3 2025 compared to last year

Outlook

Yiren Digital projects Q4 2025 revenue between RMB1.4 bln and RMB1.6 bln

Result Drivers

LOAN DEMAND - Persistent demand for small revolving loan products and higher repeat borrowing rate drove financial services revenue growth
CREDIT POLICY - Strategic tightening of credit policy led to a decrease in the number of borrowers due to industry-wide credit risk fluctuations
INSURANCE GROWTH - Internet insurance and renewal premiums drove growth in gross written premiums despite a year-over-year decrease

Key Details

Metric	Beat/Miss	Actual	Consensus Estimate
Q3 Revenue		RMB 1.55 bln
Q3 Net Income		RMB 317.64 mln
Q3 Adjusted EBITDA		RMB 236.80 mln
Q3 Pretax Profit		RMB 373.69 mln

Press Release: ID:nPn4rn9KBa

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

免責聲明：投資有風險，本文並非投資建議，以上內容不應被視為任何金融產品的購買或出售要約、建議或邀請，作者或其他用戶的任何相關討論、評論或帖子也不應被視為此類內容。本文僅供一般參考，不考慮您的個人投資目標、財務狀況或需求。TTM對信息的準確性和完整性不承擔任何責任或保證，投資者應自行研究並在投資前尋求專業建議。

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For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.</p><p>(This story was created using Reuters automation and AI based on LSEG and company data. 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For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.</p><p>(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)</p></body></html>\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"BK4166","symbol_name":"消費信貸","start_time":0,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20251125:nL1N3X109E:1","article_id":"2586451421","we_media_id":"1032215980","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2586451421","pubTimestamp":1764067158,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Reuters","introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"id":"1032215980","head_image":"https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48"},"summary":"Fintech Yiren Digital's Q3 revenue up 5% on financial services unit strengthOverviewYiren Digital Q3 2025 revenue grows 5% yr/yr, driven by financial services segmentNet income for Q3 2025 decreases d","collect":0,"end_time":0,"defaultTopTitle":"","property":[],"viewcount":null,"language":"en","relate_stocks":{"BK4166":"消费信贷","YRD":"宜人智科"},"translate_title":"金融科技宜人数码第三季度收入增长5%得益于金融服务部门的实力","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"YRD":0.9},"content_text":"Fintech Yiren Digital's Q3 revenue up 5% on financial services unit strengthOverviewYiren Digital Q3 2025 revenue grows 5% yr/yr, driven by financial services segmentNet income for Q3 2025 decreases due to upfront provisions and declining fee ratesCompany reports 51% increase in loans facilitated in Q3 2025 compared to last yearOutlookYiren Digital projects Q4 2025 revenue between RMB1.4 bln and RMB1.6 blnResult DriversLOAN DEMAND - Persistent demand for small revolving loan products and higher repeat borrowing rate drove financial services revenue growthCREDIT POLICY - Strategic tightening of credit policy led to a decrease in the number of borrowers due to industry-wide credit risk fluctuationsINSURANCE GROWTH - Internet insurance and renewal premiums drove growth in gross written premiums despite a year-over-year decreaseKey DetailsMetricBeat/MissActualConsensus EstimateQ3 RevenueRMB 1.55 blnQ3 Net IncomeRMB 317.64 mlnQ3 Adjusted EBITDARMB 236.80 mlnQ3 Pretax ProfitRMB 373.69 mlnPress Release: ID:nPn4rn9KBaFor questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"1","news_tag":"dataReport","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"}}}