Freddie Mac has released the results of its Primary Mortgage Market Survey® (PMMS®), reporting that the average 30-year fixed-rate mortgage (FRM) as of December 18, 2025, was 6.21%, a slight decrease from the previous week’s average of 6.22%. This rate is down from 6.72% recorded one year ago. The 15-year FRM averaged 5.47%, compared to 5.54% the prior week and 5.92% a year earlier. The PMMS® survey focuses on conventional, conforming, fully amortizing home purchase loans for borrowers with excellent credit and a 20% down payment. Freddie Mac noted that purchase applications are 10% higher than the same period last year.
Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Freddie Mac - Federal Home Loan Mortgage Corporation published the original content used to generate this news brief via GlobeNewswire (Ref. ID: 9604605) on December 18, 2025, and is solely responsible for the information contained therein.