Upstart Holdings Inc. has announced a partnership with Tech CU, a Bay Area credit union with nearly $5 billion in assets and over 177,000 members across the United States. Through this collaboration, Tech CU will utilize Upstart’s artificial intelligence lending platform to offer personal loans and, starting in early 2026, auto refinance loans to its members. The partnership began in September 2025 with Tech CU joining the Upstart Referral Network for personal loans, allowing qualified applicants to receive tailored loan offers and complete the application process through a Tech CU-branded digital experience. This alliance aims to deliver faster, smarter, and more seamless lending options to Tech CU members using Upstart’s AI-driven technology.