** Shares of personal loan provider OneMain Holdings OMF.N fall 5.4% to $67 in early trading

** JP Morgan downgrades stock to "underweight" from "neutral"

** Lifts PT to $65 from $59, an 8.3% downside to stock's last close

** "While we acknowledge the company’s progress on reducing its back book and tightening its credit box, we believe OMF’s borrowers may face incremental headwinds if prices remain elevated and wage growth remains muted" - Brokerage

** Adds that non-prime consumer’s “basket” is potentially more exposed if the cost of goods and services remains elevated

** 9 of 15 brokerages rate stock "buy" or higher, 5 "hold" and 1 "sell"; median PT is $70 - LSEG data

** Including session moves, OMF up 30.8% in the last 12 months

(Reporting by Parth Chandna)

((Parth.Chandna@thomsonreuters.com;))