Equifax Inc. announced its third quarter 2025 Market Pulse Index results, reporting a slight increase in the index to 61.6 by the end of September 2025. This reflects a quarter-over-quarter rise of 0.35% and a year-over-year increase of 0.14%. The data shows that while the "K-shaped" economy is widening, the financial divide between high and low credit score tiers is no longer expanding at the rate observed in previous years. The report highlights improved financial momentum among Gen Z, although with significant variability across different index values. The increase in the Market Pulse Index was driven in part by gains in debt-to-income and household affluence metrics, alongside a 60-plus day delinquency rate that remains high but is stabilizing. The Market Pulse Index synthesizes data on credit, debt, income, and assets into a single benchmark number to reflect overall consumer financial health.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Equifax Inc. published the original content used to generate this news brief via PR Newswire (Ref. ID: CL64685) on January 16, 2026, and is solely responsible for the information contained therein.