MW Is the stock market open on MLK Day? Does the post office deliver mail?

By Charles Passy

The Monday holiday commemorates the birth of civil-rights leader Martin Luther King Jr.

The Martin Luther King Jr. statue is seen at the MLK Memorial in Washington, D.C.

On Monday, Americans will pay tribute to the late civil-rights leader Martin Luther King Jr.

Martin Luther King Jr. Day commemorates the life and legacy of King, who was born on Jan. 15, 1929, and became a leading voice in the fight for racial justice. MLK Day, as the holiday is often called, was made a federal holiday in 1983 and was first observed in 1986.

The holiday is always celebrated on the third Monday in January. Here's what you can expect.

Are stock and bond markets open on MLK Day?

All U.S. stock exchanges SPX COMP will be closed Monday. Bond traders also get a long weekend, as bond markets will be closed on Monday, too.

Does the post office deliver mail on MLK Day?

The U.S. Postal Service will not deliver mail on Monday. FedEx $(FDX)$ will offer modified service. UPS $(UPS)$ will not offer pickup or delivery service.

Are government offices open on MLK Day?

Since MLK Day is a federal holiday, all nonessential federal government offices are closed. The same generally applies to state government offices.

Are banks open on MLK Day?

Banks are generally closed, owing to the fact it's a federal holiday. Of course, you can still make transactions using an ATM or your banking app.

Are schools open on MLK Day?

Schools are typically closed on MLK Day, though there have been exceptions. It's always best to check with your school or school district.

What about stores?

Stores are likely to be open on MLK Day - and many use the occasion to promote sales throughout the entire holiday weekend.

-Charles Passy

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January 16, 2026 05:00 ET (10:00 GMT)

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