Dime Community Bancshares Inc. reported net income available to common stockholders of USD 30.0 million for the fourth quarter (Q4) of 2025, with diluted earnings per share $(EPS)$ of USD 0.68. Adjusted diluted EPS for Q4 2025 was USD 0.79, representing a 29 percent increase on a linked quarter basis. For the full year (FY) 2025, net income available to common stockholders was USD 103.4 million, with diluted EPS of USD 2.36. The company recorded record quarterly revenue of USD 124 million in Q4 2025. Total deposits increased by USD 1.16 billion year-over-year, while core deposits (excluding brokered and time deposits) rose by USD 1.26 billion during the same period. The average non-interest-bearing deposits to average total deposits for Q4 2025 was 30.5 percent. The loan to deposit ratio declined to 83.8 percent at the end of Q4 2025. Business loans grew by USD 177.9 million on a linked quarter basis and by USD 514.0 million year-over-year. Interest income from loans was USD 147.1 million in Q4 2025, and interest income from securities was USD 11.4 million for the same period. For the full year 2025, interest income from loans totaled USD 583.1 million and from securities USD 45.4 million.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Dime Community Bancshares Inc. published the original content used to generate this news brief via GlobeNewswire (Ref. ID: GNW9629397-en) on January 21, 2026, and is solely responsible for the information contained therein.