First Western reported financial results for the fourth quarter (Q4) of 2025. Net income available to common shareholders was USD 3.3 million for Q4. Diluted earnings per share were USD 0.34 for the period. Net interest margin increased 17 basis points to 2.71%. Net interest income rose by 5.6% to USD 20.6 million. Total loans held for investment reached USD 2.65 billion at the end of Q4. Total income before non-interest expense was USD 25.7 million for the quarter, representing a 7.1% increase. Gross revenue for Q4 was USD 26.7 million, up 1.5%. The company recorded provision expense of USD 0.9 million. As of December 31, 2025, the allowance for credit losses as a percentage of total loans was 81 basis points. The bank remained classified as "well capitalized" as of the same date.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. First Western Financial Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001628280-26-003081), on January 22, 2026, and is solely responsible for the information contained therein.