The First Bancorp Inc. reported unaudited net income of USD 10.2 million for the fourth quarter (Q4) ended 31 December 2025, representing an increase of 39.7%. Diluted earnings per share for Q4 reached USD 0.91, up 38.9%. For the full year 2025, unaudited net income was USD 34.4 million, up 27.2%, with diluted earnings per share at USD 3.07, an increase of 26.4%. Net interest margin for Q4 expanded by 13 basis points from the previous quarter and increased by 41 basis points compared to the same period last year. Net interest income for Q4 grew 5.2% from the previous quarter and 20.3% from the prior year period. Non-interest income rose 5.8% from the previous quarter and 6.7% year-over-year. The efficiency ratio improved to 49.33% for the quarter. Total assets as of 31 December 2025 were USD 3.2 billion, with total loans at USD 2.4 billion and total deposits at USD 2.7 billion. Tangible book value per share increased to USD 22.49 at year-end. The company declared a quarterly shareholder dividend of USD 0.37 per share. Return on average assets for 2025 was 1.08%.

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