Old Republic International Corporation (ORI) reported fourth quarter (Q4) 2025 net income of USD 206.3 million. Net income excluding investment gains and losses (net operating income) was USD 184.7 million, with net operating income per diluted share at USD 0.74. Diluted net income per share for the quarter was USD 0.82. Consolidated net premiums and fees earned for Q4 2025 totaled USD 2.1 billion, reflecting an increase of 9.8%. Net investment income reached USD 183.8 million, representing a 7.9% rise. The consolidated combined ratio was 96.0%. Favorable loss reserve development was 2.4 points for the period. For the full year (FY) 2025, cash dividends declared on common stock amounted to USD 897 million, an increase of 23.2%. Total capital returned for the year was USD 1.0 billion, which included USD 897 million in dividends and USD 125 million in share repurchases.

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