Northrim BanCorp Inc. reported net income of USD 12.4 million, or USD 0.55 per diluted share, for the fourth quarter (Q4) of 2025. For the full year (FY) ended December 31, 2025, net income was USD 64.6 million, or USD 2.87 per diluted share. Net interest income reached USD 35.4 million in Q4 2025. The net interest margin on a tax equivalent basis was 4.75% for the quarter. Return on average assets was 1.50%, while return on average shareholders’ equity was 15.16% in Q4 2025. Portfolio loans totaled USD 2.3 billion as of December 31, 2025. Total mortgage loans funded during the year were USD 864.0 million, including USD 776.0 million in mortgage loans funded for sale and USD 88.0 million in mortgage loans funded for investment. Net realized gains on mortgage loans sold reached USD 16.8 million for FY 2025.

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