Overview
Financial services firm's Q4 revenue grew 66% yr/yr, driven by HTLF acquisition
Adjusted EPS for Q4 beat analyst expectations
Company's net interest income rose 94% yr/yr
Outlook
Company did not provide specific guidance for future quarters or full-year 2026 in press release
Result Drivers
HTLF ACQUISITION - UMB Financial's acquisition of Heartland Financial contributed to significant growth in loans and deposits, impacting overall financial results
NET INTEREST INCOME - Increase in net interest income driven by decreased interest expense and growth in noninterest-bearing demand deposits
NONINTEREST INCOME - Year-over-year increase due to higher fund services and trust income, despite a linked-quarter decline
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q4 Adjusted EPS | Beat | $4.31 | $2.55 (12 Analysts) |
Q4 EPS | $2.74 | ||
Q4 Net Income | $215.36 mln | ||
Q4 Net Interest Income | $522.50 mln | ||
Q4 Net Interest Margin | 3.29% |
Analyst Coverage
The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 11 "strong buy" or "buy", 2 "hold" and no "sell" or "strong sell"
The average consensus recommendation for the banks peer group is "buy"
Wall Street's median 12-month price target for UMB Financial Corp is $140.00, about 14.3% above its January 26 closing price of $122.50
The stock recently traded at 11 times the next 12-month earnings vs. a P/E of 11 three months ago
Press Release: ID:nBwjrXmRa
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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)