Hanmi Financial Corporation reported its financial results for the fourth quarter (Q4) and full year (FY) 2025. Net income for Q4 2025 was USD 21.2 million, or USD 0.70 per diluted share. For the full year 2025, net income amounted to USD 76.1 million, or USD 2.51 per diluted share. The return on average assets for Q4 2025 was 1.07%, and the return on average equity was 10.14%. For the full year 2025, the return on average assets was 0.98%. Hanmi’s tangible common equity to tangible assets ratio stood at 9.99% at the end of December 2025. The company’s preliminary common equity tier 1 capital ratio was 12.05%, and its total risk-based capital ratio was 15.06% as of December 31, 2025. During the fourth quarter, Hanmi returned USD 10.1 million of capital to shareholders through share repurchases and dividends, including USD 2.0 million in share repurchases and USD 8.1 million in dividends. The Board of Directors declared a cash dividend of USD 0.27 per share for Q4 2025, paid in November 2025.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Hanmi Financial Corporation published the original content used to generate this news brief via GlobeNewswire (Ref. ID: 9643766) on January 27, 2026, and is solely responsible for the information contained therein.