Independent Bank Corp., parent of Rockland Trust, reported fourth quarter (Q4) 2025 net income of USD 84.4 million. Diluted earnings per share for the quarter reached USD 1.70, representing a 9.7% increase. Return on average assets (ROAA) stood at 1.34% for the period, while return on average common equity (ROACE) was 9.38%. The return on average tangible common equity (ROATCE) for Q4 2025 was 14.30%. Net interest margin was 3.77%, with an adjusted margin of 3.64%, an increase of 10 basis points. Average deposit balances increased slightly during the quarter. Total loans as of the end of Q4 2025 amounted to USD 18.5 billion. Asset quality remained stable, with allowance for credit losses at 1.00% of total loans.

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