Triumph Financial Inc. reported net income to common stockholders of USD 18.4 million for the fourth quarter (Q4), translating to USD 0.77 per diluted share. Total transportation revenue growth for the quarter was 4.1%. Payments revenue and EBITDA saw marginal increases, with the company expecting first quarter (Q1) revenue growth in Payments to exceed 5% and EBITDA margin, excluding LoadPay, to surpass 30% based on contractual agreements. Factoring revenue rose 5.8% in Q4, with the core operating margin improving to 32.6%. Intelligence revenue remained flat during the quarter, though over USD 1 million in additional annualized revenue was contracted. Triumph Financial Inc. estimates its recurring annualized exit earnings run rate at approximately USD 1.00 per share, noting that seasonality may affect individual quarterly results. The company highlighted ongoing network growth, including the addition of BlueGrace and the signing of J.B. Hunt as new partners.

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