Pioneer Bancorp Inc. reported net income of USD 3.7 million for the fourth quarter (Q4) ended December 31, 2025. For the full year (FY) 2025, net income reached USD 20.3 million. Earnings per share for Q4 stood at USD 0.16 basic and USD 0.15 diluted, while full-year earnings per share were USD 0.83 basic and diluted. The net interest margin for Q4 was 4.10, up by 0.19 percentage points. Pioneer Bancorp Inc. maintained a Tier 1 (leverage) capital to average assets ratio of 11.53 as of December 31, 2025. During Q4, the company repurchased 28,333 shares of common stock at an average price of USD 14.56 per share. For the full year, Pioneer Bancorp Inc. repurchased a total of 1,298,883 shares, or approximately 5% of its then outstanding common stock, at an average price of USD 11.83 per share.

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