SB Financial Group Inc. reported fourth quarter (Q4) 2025 GAAP net income of USD 3.9 million and diluted earnings per share (DEPS) of USD 0.63. Adjusted net income, excluding Originated Mortgage Servicing Rights (OMSR), was USD 4.0 million, while adjusted DEPS stood at USD 0.65, up 25 percent year over year. For the full year (FY) 2025, total assets reached USD 1.55 billion. The loan portfolio grew to USD 1.18 billion, an increase of 12.8 percent. Total deposits were USD 1.31 billion, rising 13.4 percent. The loan-to-deposit ratio for the period was 90.3 percent, and the loan-to-asset ratio was 76 percent. Interest income from loans for FY 2025 was USD 64.99 million, with taxable loan interest income at USD 64.99 million and tax-exempt loan interest income at USD 0.46 million.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. SB Financial Group Inc. published the original content used to generate this news brief via GlobeNewswire (Ref. ID: 9645579) on January 29, 2026, and is solely responsible for the information contained therein.