Selective Insurance Group reported fourth quarter (Q4) 2025 net income per diluted common share of USD 2.52 and non-GAAP operating income per diluted common share of USD 2.57. Return on common equity $(ROE)$ was 18.3 percent, while non-GAAP operating ROE was 18.7 percent. The GAAP combined ratio for Q4 2025 was 93.8. Net premiums written reached USD 1.1 billion, increasing 4 percent, with net premiums earned at USD 1.2 billion, up 7 percent. After-tax net investment income totaled USD 114 million, up 17 percent. Book value per common share stood at USD 56.74, and adjusted book value per common share was USD 57.91, both up 4 percent from the previous quarter. For the full year (FY) 2025, net income per diluted common share was USD 7.49, with full year ROE at 14.4 percent and non-GAAP operating ROE at 14.2 percent. Net premiums written amounted to USD 4.9 billion, up 5 percent, and net premiums earned were USD 4.8 billion, up 9 percent.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Selective Insurance Group Inc. published the original content used to generate this news brief via Business Wire (Ref. ID: 20260129568656) on January 29, 2026, and is solely responsible for the information contained therein.