Pathfinder Bancorp Inc. reported a net loss attributable to common shareholders of USD 7.0 million, or USD 1.11 per diluted share, for the fourth quarter (Q4) of 2025. For the full year (FY) 2025, the company reported a net loss attributable to common shareholders of USD 3.4 million, or USD 0.54 per diluted share. The Q4 loss reflects an USD 11.2 million credit loss provision expense taken to build reserves following a comprehensive review of the commercial loan portfolio. Net income attributable to noncontrolling interest was USD 1.4 million for FY 2025. Total shareholders’ equity stood at USD 121.0 million as of December 31, 2025. Total liabilities and shareholders’ equity amounted to USD 1.4 billion at the end of the period. All financial figures are unaudited and preliminary.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Pathfinder Bancorp Inc. published the original content used to generate this news brief via GlobeNewswire (Ref. ID: 9645734) on January 29, 2026, and is solely responsible for the information contained therein.