Overview

• Commercial bank's Q4 2025 revenue beat analyst expectations

• Adjusted EPS for Q4 2025 beat analyst expectations

• Company declared a $0.20 per share dividend for Q1 2026

Outlook

• Bankwell expects loan growth of 4-5% in 2026

• Company anticipates net interest income of $111-$112 mln in 2026

• Bankwell projects non-interest income of $11-$12 mln for 2026

Result Drivers

• LOAN GROWTH - Bankwell reported $121.9 mln net loan growth in Q4, contributing to a 5.0% increase year-over-year

• CREDIT QUALITY - Nonperforming assets as a percentage of total assets improved to 0.49% from 0.56% in Q3, aided by asset sales and collections

• NONINTEREST INCOME - Gains from SBA loan sales increased to $2.2 mln, boosting noninterest income to 11.13% of revenue

Key Details

Analyst Coverage

• The current average analyst rating on the shares is "hold" and the breakdown of recommendations is 1 "strong buy" or "buy", 2 "hold" and no "sell" or "strong sell"

• The average consensus recommendation for the banks peer group is "buy."

• Wall Street's median 12-month price target for Bankwell Financial Group Inc is $49.75, about 5.9% above its January 28 closing price of $46.99

• The stock recently traded at 9 times the next 12-month earnings vs. a P/E of 9 three months ago

Press Release: ID:nBw5WsM6qa

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)