CF Bankshares Inc. reported net income of USD 5.7 million (USD 0.88 per diluted common share) for the fourth quarter (Q4) of 2025 and USD 17.5 million (USD 2.69 per diluted common share) for the full year (FY) ended December 31, 2025. Full-year net income increased 31 percent over the previous year. The company’s pre-provision, pre-tax net revenue (PPNR) was USD 8.0 million in Q4 2025 and USD 29.8 million for FY 2025, representing a 30 percent increase year-over-year. Q4 net income included a loan loss provision expense of USD 1.2 million. CF Bankshares Inc. highlighted its focus on individualized service and direct customer access to decision-makers, positioning itself as a boutique commercial bank operating in major metro markets, including Columbus, Cleveland, Cincinnati, Akron, and Indianapolis. The company emphasized its combination of sophisticated banking services with ease of doing business, differentiating itself from larger banks.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. CF Bankshares Inc. published the original content used to generate this news brief via PR Newswire (Ref. ID: CL78977) on February 05, 2026, and is solely responsible for the information contained therein.