Aflac Incorporated reported fourth quarter (Q4) net earnings of USD 1.4 billion, or USD 2.64 per diluted share. Total revenues for Q4 2025 were USD 4.9 billion. Net investment gains for the period totaled USD 537 million, driven by net gains of USD 588 million on certain derivatives and foreign currency activities and partially offset by net losses from sales and redemptions. Aflac U.S. sales increased 3.1% in the quarter to USD 551 million, primarily supported by growth in group voluntary products. For the full year (FY), total new sales rose 3.0% to USD 1.6 billion. U.S. segment pretax adjusted profit margin was 20.6% for Q4. In addition, Aflac repurchased USD 800 million in shares during Q4 and USD 3.5 billion for the year, reiterating a balanced approach of investing in growth and driving long-term operating efficiencies. The company also confirmed a 5.2% increase in its first quarter dividend. Corporate and other adjusted revenues in Q4 declined 4.2% to USD 272 million, with pretax adjusted earnings in this segment resulting in a loss of USD 31 million.

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