Assurant Inc. reported GAAP net income from continuing operations of USD 872.7 million for the twelve months of 2025. Adjusted EBITDA, which Assurant uses as a key measure of operating performance, reflected adjustments including net realized losses on investments and fair value changes to equity securities (USD 71.8 million), amortization of purchased intangible assets (USD 67.4 million), non-core operations (USD 0.8 million), restructuring costs (USD 27.3 million), and a loss on a subsidiary held for sale (USD 10.7 million). The company notes that these non-GAAP financial measures, including Adjusted EBITDA and Adjusted Earnings, provide additional insight into underlying business performance by excluding certain variable or non-recurring items. Assurant cautions that these metrics should not be viewed in isolation or as substitutes for their respective GAAP measures, as calculation methods may differ from those used by other companies. Further details on the components of the adjustments and reconciliations to the most directly comparable GAAP financial measures are available in the company's financial supplement on its Investor Relations website. Assurant also highlighted that its ownership structure is subject to specific state and foreign insurance law requirements.

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