First American Financial Corporation reported its earnings for the fourth quarter (Q4) and full year (FY) ended December 31, 2025. Q4 total revenue reached USD 2.00 billion, up 22 percent, while net income for the quarter was USD 212 million, with earnings per diluted share of USD 2.05. Adjusted earnings per diluted share for Q4 were USD 1.99. Net investment gains in the quarter totaled USD 15 million, or USD 0.11 per diluted share. For the full year 2025, total revenue was USD 7.50 billion, an increase of 22 percent. Net income for the year amounted to USD 622 million, or USD 6.00 per diluted share. Adjusted net income was USD 627 million, or USD 6.05 per diluted share. The effective tax rate for the year was 24.3 percent. The company’s commercial segment reported particularly strong results, with revenue up 35 percent in Q4, supported by momentum across most asset classes. The Corporate segment recorded a net pretax loss of USD 24 million in Q4, compared with a loss of USD 45 million in the prior year. Excluding net investment losses, the adjusted pretax loss was USD 10 million, benefiting from a USD 15 million insurance recovery. Chief Executive Officer Mark Seaton noted solid execution and operating leverage as key drivers of the company’s strong performance, alongside favorable market conditions. First American Financial Corporation was also recognized as one of the 100 Best Companies to Work For by Great Places to Work and Fortune Magazine for the tenth consecutive year.

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