OmaSp reported a comparable profit before taxes of EUR 17.2 million for the fourth quarter (Q4) of 2025. The bank’s comparable return on equity $(ROE)$ for the period was 9.3 percent, with comparable earnings per share $(EPS)$ at EUR 0.43. The comparable cost-to-income ratio stood at 57.3 percent. Comparable operating expenses decreased by 5.7 percent to EUR 30.5 million, while personnel expenses increased by 16.8 percent in the quarter. For the full year 2025, OmaSp’s comparable profit before taxes was EUR 56.9 million. The company highlighted a continued increase in commission income and noted that cost growth had halted during the period. The bank expects stable cost development in 2026 and estimates that impairment losses on financial assets will remain at a lower level than in the previous year. OmaSp implemented significant changes during 2025, focusing on strengthening risk management and clarifying its processes. The company’s core business developed as expected toward year-end despite a challenging operating environment characterized by a weak labour market and heightened geopolitical tensions. The Board of Directors has proposed a dividend to the Annual General Meeting in accordance with the updated dividend policy introduced in January 2026.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Oma Säästöpankki Oyj published the original content used to generate this news brief via GlobeNewswire (Ref. ID: GNW1001164372-en) on February 12, 2026, and is solely responsible for the information contained therein.